Bad Credit Car Loans Whitby
Looking for a Car?
Durham’s preferred choice for online auto loans. Tell us a little about yourself and we’ll call you back — usually the same day.
- 98% approval rating
- Bad credit, no credit, bankruptcy welcome
- No obligation — applying online won’t hurt your credit
Prefer to talk now? 905-233-7741
Request a Call
Takes about 30 seconds.
We Get You Approved
Limited Time Offer: $500 Off Your Down Payment
Let us get you on the road today.
98% Approval Rating
411 Drives Will Get You the Vehicle & Financing You Need
Welcome to 411 Drives. For over 10 years we have been Durham and the GTA’s top solution for car loans, car purchases, car financing, and all your vehicle needs. Whether you want a new or used car, truck, SUV, luxury, or commercial vehicle — we are a one-stop shop.
We take trade-ins and provide financing for all types of credit so we can source the best rates and terms based on your wants and needs. Our experienced in-house financing experts can help you get the loan you need for that new or used vehicle.
Good credit, bad credit, consumer proposal, bankruptcy, divorce, and collections. It doesn’t matter — we can help!
We Finance Every Credit Situation
Bad credit, no credit, new credit, collections, or bankruptcy — apply with confidence.
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Bad Credit -
No Credit -
New Credit -
Collections -
Bankruptcy
Are You Stressing Out About Getting an Automotive Loan?
Don’t worry — we have the solutions.
We’ve got the 411 on all your car needs. Let us take the stress away when purchasing a vehicle by providing a seamless buying process — because we care about our customers.
We provide bad credit car loans in Whitby, Pickering, Oshawa, and throughout Durham, with a 98% approval rate. Missed payments, low credit scores, and bad credit are no problem for our approval team. We can get you into the vehicle you want today.
Prefer to apply in person? Visit us at our Durham location. You can also apply online with our free credit application — it does not affect your credit, and you’ll get an answer quickly.
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Fast Services -
Competitive Interest Rates -
Same Day Approval -
100% Safe & Secure
How Does It Work?
Three simple steps from application to approval.
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It's Easy!
Apply Online
Just fill out our contact form — it only takes 30 seconds.
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A Quick Phone Call Back!
We Contact You Back
One of our finance specialists will contact you and help you review which lenders we work with to benefit you and your unique situation.
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We match you with the solution that best fits you!
You're Approved
You're pre-approved and ready to shop for your vehicle because we have already matched you with the right loan.
Prefer to Speak to Someone Right Now?
Request a call and one of our finance specialists will reach out to help with your unique situation.
Call 905-233-7741See How Easy It Is
Watch a quick overview of financing with 411 Drives.
Trusted by 15+ top Canadian lenders
Our Experts Have the Answers
Common questions about financing with 411 Drives.
411 Drives offers more than just financing. We can assist you if you are looking to lease, buy a vehicle outright, or if you found a vehicle that you need funding for.
Although we have many $0 down options available, a down payment has its benefits. It can help lower your monthly payments as well as demonstrate to lenders that you are serious about making this commitment.
You must be 18 years of age or older; have 2 forms of valid photo ID (Driver's License, Passport, Social Insurance, etc.); and proof of income (paystubs, Notice of Assessment, T4, bank statements, ODSP & pension documentation, etc.).
The amount that you are pre-approved for depends on multiple factors. After you have submitted your auto loan application, a finance specialist will contact you to discuss the details of your pre-approval.
Bad credit car loans in Whitby are our specialty. With our 98% approval rate, we can get you into a vehicle today!