Credit Score

Are you worried that your credit score is holding you back?
Have you been turned down for credit?

411Drives is a proud partnership with Credit360.

Credit 360 offers clients a free consultation to help identify potential credit issues. Being in the credit repair business for over 19 years, Credit 360 has formulated a proven system to help you save money, improve your credit score and have you qualify for lower interest rates on loans.

How do we do it?
Our team of Credit Specialists and Lawyers work together to contest your negative accounts to help you correct your credit.

If you would like to learn more you can always visit their website for more information at: www.credit360.ca or give them a call at: 1 (866) 654 0679

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Our Lending Partners

TD Auto Finance
RBC Royal Bank
CIBC
Autocapital
Desjardins
Scotiabank
PFAFFLeasing
Carfinco
Rifco
First Access
LendCare
Auto Finance
First West
Eden Park
TD Auto Finance
RBC Royal Bank
CIBC
BMO
Autocapital
Desjardins
Scotiabank
PFAFFLeasing
Carfinco
Rifco
First Access
LendCare
Auto Finance
First West
Eden Park
Frequently asked questions

Our Experts
have the Answers

Apply Now

Do you offer only Financing?

411 Drives offers more than just financing. We can assist you if you are looking to lease, buy a vehicle out right or if you found a vehicle that you need funding for.

Is a down payment or upfront payments required?

Although we have many $0 down options available, a down payment has its benefits. It can help lower your monthly payments as well as demonstrates to lenders that you are serious in making this commitment.

What do I need to get approved? What are the requirements needed?

  1. You must be 18 years of age or older
  2. Have 2 forms of valid photo ID. (Driver’s License, Passport, Social Insurance, etc.)
  3. Proof of income. (Paystubs, Notice of Assessment, T4, Bank Statements, ODSP & Pension documentation, etc.)

How much can I get Pre-approved for?

The amount that you are pre-approved for depends on multiple factors. After you have submitted your auto loan application, a finance specialist will contact you to discuss the details of your pre-approval.