Looking for a Car

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We Get You Approved !

Limited Time Offer: Get $500 off your down payment!

Let us get you on the road today.

Call Us Now 905-233-7741

We have a 98% approval rating !

411 Drives will get you the vehicle & financing you need.

Welcome to 411 Drives, for over 10 years we have been Durham & the GTA’s top solution for all your car loans, car purchases, car financing and all your vehicle needs. If you want to get a new car or used car, truck, suv, luxury or commercial vehicle  – we are a one-stop shop. We take your trade-ins, provide financing for all types of credit so we can source the best rates & terms based on our customer’s wants and needs.  We currently have 5 locations located across the GTA to assist our customers. Our experienced in-house financing experts can help anyone get any loan needed for that new or used vehicle.  Good Credit, Bad Credit, Consumer Proposal, Bankruptcy, Divorce and  Collections.

DOESN’T MATTER WE CAN HELP !

Bad Credit

No Credit

New Credit

Collections

Bankruptcy

Are you stressing out
about getting an
automotive loan?

Don’t Worry We Have the Solutions !

We’ve got the 411 on all your car needs. Let us take the stress away when purchasing a vehicle, by providing you with a seamless buying process because we care about our customers. We provide bad credit car loans Whitby, Pickering, Oshawa, throughout all of Durham and our approval rate is 98%. Missed payments, low credit scores, and bad credit are no problem for our approval team.  We can get you into the vehicle you want today! If you want to apply in-person visit us directly at our Durham Location. You can also apply directly from our website by filling out our free credit application, this does not affect your credit and you will have an answer right away! Apply here.

Get Approved Today
Fast Services
Fast Services
Fair Interest Rate
Competitive Interest Rates
Same Day Approval
Same Day Approval
Bad Credit Car Loans Pickering
100% Safe & Secure
how does it work

How does
it work?

Apply Online

It’s Easy !

Just fill out our contact form and it only takes 30 seconds.

We Contact You Back

A Quick Phone Call Back ! 

One of our finance specialists will contact you and help you review which lenders we work with to benefit you and your unique situation.

You're Approved

We match you with solution to best fits you !

You ‘re pre=approved and ready to shop for your vehicle because we have matched you already with the right loan.

Don't Delay ! Contact Us Today

Fill out the form below have our staff call you back asap. We are here to help and answer any questions you have.

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Call Us Now 905-233-7741

Our Lending Partners

TD Auto Finance
RBC Royal Bank
CIBC
Autocapital
Desjardins
Scotiabank
PFAFFLeasing
Carfinco
Rifco
First Access
LendCare
Auto Finance
First West
Eden Park
Frequently asked questions

Our Experts
have the Answers

Apply Now

Do you offer only Financing?

411 Drives offers more than just financing. We can assist you if you are looking to lease, buy a vehicle out right or if you found a vehicle that you need funding for.

Is a down payment or upfront payments required?

Although we have many $0 down options available, a down payment has its benefits. It can help lower your monthly payments as well as demonstrates to lenders that you are serious in making this commitment.

What do I need to get approved? What are the requirements needed?

  1. You must be 18 years of age or older
  2. Have 2 forms of valid photo ID. (Driver’s License, Passport, Social Insurance, etc.)
  3. Proof of income. (Paystubs, Notice of Assessment, T4, Bank Statements, ODSP & Pension documentation, etc.)

How much can I get Pre-approved for?

The amount that you are pre-approved for depends on multiple factors. After you have submitted your auto loan application, a finance specialist will contact you to discuss the details of your pre-approval.

What if my Credit is Bad?

Bad credit car loan Whitby is our specialty, with our 98% approval rate we can get you into a vehicle today!