Get Approved & Get on the Road!

We have a 98% approval rating.

Bad Credit

No Credit

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Are you stressing out
about getting an
automotive loan?

We’ve got the 411 on all your car needs. Let us take the stress away when purchasing a vehicle by providing you with a seamless buying process.

Get Approved Today
Fast Services
Fast Services
Fair Interest Rate
Competitive Interest Rates
Same Day Approval
Same Day Approval
Safe Secure
100% Safe & Secure
how does it work

How does
it work?

Apply Online

We Match each application to our associate lenders who look at more than just your credit score.

We Contact You Back

One of our qualified Finance specialists will contact you to review which lenders benefit you with your unique situation.

You're Approved

We assist you by identifying what dealerships best fit your needs by matching the criteria you provide to a local dealer that is ready to deliver your Pre-approved vehicle!

Our Lending Partners

TD Auto Finance
RBC Royal Bank
First Access
Auto Finance
First West
Eden Park
Frequently asked questions

Our Experts
have the Answers

Apply Now

Do you offer only Financing?

411 Drives offers more than just financing. We can assist you if you are looking to lease, buy a vehicle out right or if you found a vehicle that you need funding for.

Is a down payment or upfront payments required?

Although we have many $0 down options available, a down payment has its benefits. It can help lower your monthly payments as well as demonstrates to lenders that you are serious in making this commitment.

What do I need to get approved? What are the requirements needed?

  1. You must be 18 years of age or older
  2. Have 2 forms of valid photo ID. (Driver’s License, Passport, Social Insurance, etc.)
  3. Proof of income. (Paystubs, Notice of Assessment, T4, Bank Statements, ODSP & Pension documentation, etc.)

How much can I get Pre-approved for?

The amount that you are pre-approved for depends on multiple factors. After you have submitted your auto loan application, a finance specialist will contact you to discuss the details of your pre-approval.